About Us

Vijaya chit funds is a non-banking financial company founded in 1984 at Eruva by 3 people with a current turnover of 10 lakh rupees. The founder and chairman Mr. G.Vijayan started his humble career as a village surveyor at Palghat and joined in a chitty fund company as an employee from where he acquired sound knowledge about how a chitty fund company operates. After serving several years with this company, he was relocated to the Middle East to workfor the oil & gas sector for 10 years. During this period he amassed his savings which paved way to the capital for Vijay Chitty Funds.We have successfully completed 33 years of service in the non-banking finance industry in 2017. We achieved this trust of customers through our integrity,commitment and prompt service in business. Our continual improvements in business helps us to nurture the business at a steady pace. In 2012,two new ventures were spun off namely Vijaya Agencies – A food product distribution company &Vijaya Financiers – A gold pawning firm which has expanded our reach to the customers. His younger son Saran Vijayan, a Mechanical engineer with 10 years of experience in oil and gas sector in India and across the globe is currently managing the chit business from July 2017.

Later in 2012, as a part of the expansion plan for Vijaya Chit Funds, the firm was incorporated as a private limited limited company changing its name to Sarath & Saran Chit Funds powering it with an additional 10 Lakh rupees as capital which enabled it to run chits worth upto 1 Crore rupees. Currently the business is managed by Mr.Vijayan as its Managing Director and his son Saran as its Business Development Manager.The chit funds